I wanted to let you know how things have been going in my life since meeting you and filing bankruptcy.
Let me say at first I thought filing bankruptcy was the worst thing I could do. I failed to realize that bad things happen to good people…and everybody deserves a second chance.
I cried because I thought I had ruined my life, what I didn’t think about was if I didn’t make some kind of change or decision to change, my credit would be in the ruin forever.
The first thing that happened after filing with you was, I was able to get a new car… of course I had to pay a higher interest rate, but I didn’t mind because I knew that this was how things worked.
My auto finance lender allowed me to split my payments and take them directly out of my checking account. (this saves the headache of making the entire payment at once)
After 7 months passed I wondered if I be able to get a refinance done by my credit union….to my surprise they said YES!!!!! My interest rate went from 18.5% to 14.99%…. talk about being a happy camper!!!! They even approved me for a $1000. VISA!!!!!!!
I am on my way to rebuilding my credit history….
Thanks to you and your guidance.
I don’t think this will ever be a problem with me again…. But if something unforeseeable happens in the future, beyond my control… I will be contacting you.
Just want to say thank-you once again.